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Injured in a Hit-and-Run? Here’s How a Lawyer Can Help You Recover

The sound of crunching metal followed by screeching tires is a terrifying experience. It becomes a nightmare when you realize the other driver is speeding away, leaving you to deal with the aftermath alone. If you’re the victim of a driver who fled the scene, a hit-and-run accident lawyer is the advocate you need to pursue justice and financial recovery.

These situations create a unique set of challenges that can feel insurmountable without professional guidance. An attorney understands the specific legal pathways available to victims. They can also help you secure the resources necessary for your recovery.

What Exactly Is a Hit-and-Run Accident?

A hit-and-run accident occurs when a driver is involved in a collision and illegally leaves the scene. This can involve a crash with another vehicle, a pedestrian, a cyclist, or even stationary property such as a parked car or fence. The driver fails to stop, provide identification, and offer aid to anyone who might be injured.

Leaving the scene of an accident is a serious criminal offense in every state, with penalties ranging from fines to jail time. For the victim, the driver’s actions create immediate problems. It leaves you without the responsible party’s insurance information, which is the typical route for covering damages.

Why You Need a Hit-and-Run Accident Lawyer

After a hit-and-run, you might feel helpless, especially if you have little information about the other driver. However, a good lawyer can uncover options for compensation you didn’t know existed. Here is how they provide critical assistance.

1. Conduct a Thorough Accident Investigation

A hit-and-run accident lawyer acts as your personal investigator. They have the resources and experience to gather evidence that could identify the negligent driver and/or vehicle owner. Their accident investigation process often involves more than a standard police inquiry.

Your legal team will promptly canvas the area for witnesses who / surveillance which may have seen the crash or the fleeing vehicle. They’ll look for traffic light cameras, doorbell cameras, and business surveillance systems that might have captured the incident. This evidence can be crucial in identifying the at-fault driver.

2. Handle All Insurance Company Communications

Dealing with insurance companies can be frustrating, particularly in hit-and-run cases. Insurers may try to deny your claim or offer a low settlement. Your lawyer manages all communications, protecting you from adjusters’ tactics.

They’ll file your claim and handle the complex paperwork. This allows you to concentrate on your medical treatment and recovery. If an insurance company acts in bad faith by unfairly denying a valid claim, your lawyer can hold them accountable.

3. Explore All Avenues for Compensation

Even if the at-fault driver is never found, a hit-and-run accident lawyer can find other ways to get you compensation. The most common source is your own auto insurance policy. They’ll closely review your coverage to identify all available benefits.

Your lawyer will explore options such as your uninsured motorist coverage and/or personal injury protection (PIP) benefits. Some states also have victim compensation funds that can help cover medical expenses and other losses. They leave no stone unturned to find the financial support you need.

4. Build a Powerful Case for Damages

If the driver and/or vehicle owner is identified, your lawyer will build a strong case to prove their liability and the full extent of your damages. They compile all your medical records to document your injuries. They’ll also calculate lost income from time missed at work.

In some cases, they may hire expert witnesses, such as accident reconstructionists or medical specialists. These experts can provide testimony that strengthens your claim. This preparation shows the insurance company you are serious about receiving a fair settlement.

Understanding Your Coverage: The Role of UM/UIM Insurance

One of the most important tools in a hit-and-run case is your own insurance policy. Specifically, uninsured/underinsured motorist (UM/UIM) coverage is designed for these exact situations. It’s a vital part of your legal options for recovery.

Uninsured motorist (UM) coverage steps in when you are hit by a driver who has no insurance or by a driver who can’t be identified, as in a hit-and-run. It covers your medical bills, lost wages, and other injury-related damages. It essentially takes the place of the liability insurance the fleeing driver should have had.

Underinsured motorist (UIM) coverage applies if the at-fault driver or vehicle owner is found but has insufficient insurance to cover all your damages. For example, if your medical bills are $100,000 but the other driver/owner only has $25,000 in coverage, your UIM policy could cover the remaining $75,000. Having adequate UM/UIM coverage is one of the best ways to protect yourself financially.

What To Do Immediately After a Hit-and-Run

The actions you take in the minutes and hours after a hit-and-run are critical. They can significantly impact your health and the strength of your future legal claim. Follow these steps carefully.

  1. Stay at the scene and call 911 immediately to report the accident and request medical assistance if you are injured.

  2. Try to write down every detail you can remember about the other car, including its make, model, color, and any part of the license plate number.

  3. Safely get the contact information from any witnesses who saw the crash. Their testimony could be invaluable. Canvass for any surveillance that may have captured the vehicle/driver involved.

  4. Use your phone to take photos of the accident scene, damage to your vehicle, and any visible injuries you have sustained.

  5. File an official police report as soon as possible, providing them with all the information you have gathered.

  6. Notify your own insurance company about the accident, but be careful what you say and avoid giving a recorded statement without legal advice.

  7. Contact a hit-and-run accident lawyer to discuss your case and understand your rights.

How Hit-and-Run Accident Lawyers Get Paid

Many accident victims worry about the cost of hiring an attorney. Fortunately, most personal injury lawyers work on a contingency fee basis. This payment structure removes the financial barrier to getting high-quality legal representation.

A contingency fee arrangement means the lawyer’s fee is a percentage of the final settlement or court award they secure for you. You pay nothing up-front and owe no attorney fees if they don’t win your case. This system ensures your lawyer is motivated to achieve the best possible result for you.

Common Challenges in Hit-and-Run Cases

Resolving a hit-and-run claim can present several obstacles. The most obvious challenge is the difficulty of identifying the at-fault driver. Rest assured that even without the driver, the more important information is identifying the vehicle involved. In Florida, even if you are unable to identify the driver, the owner of the vehicle being used may be responsible to you for the accident. There are exceptions, such as if the vehicle was stolen at the time of the crash or used without the permission of the vehicle owner. Without the driver, there are still pathways to recover for your damages.

Even if you have UM coverage, your own insurance company may become an adversary. They might dispute the severity of your injuries or argue about the value of your claim. This is why having a lawyer to advocate on your behalf is so important.

Another critical factor is the statute of limitations, which is a strict deadline for filing a lawsuit. Each state has its own time limit, and missing it means you lose your right to sue. A lawyer will make sure all deadlines are met, protecting your right to seek compensation. UM Coverage is a product of a contractual agreement with the insurance company. In Florida, you have five (5) years from the date of the crash to file a lawsuit against the owner/operator of an underinsured/uninsured vehicle, or your claim will be barred.

Questions To Ask a Potential Hit-and-Run Accident Lawyer

Choosing the right lawyer is a significant decision. You should feel confident in their ability and comfortable with their communication style. Come to your initial consultation prepared with some questions.

  • Based on the initial details, what are the potential strengths and weaknesses of my case?

  • Can you explain your contingency fee structure and any other potential costs?

  • How much of your practice is dedicated to car accident cases, specifically hit-and-run cases?

  • How will you keep me updated on the progress of my case?

  • What is a realistic timeline for resolving a case like this one?

  • What is your track record of success with cases like mine?

  • Will you be the lawyer handling my case, or will it be passed to someone else?

The Legal Process for Hit-and-Run Cases

While every case has its own path, the legal process generally follows a structured sequence. Your lawyer will guide you through each stage. The process typically looks like this:

  1. Free initial consultation: You meet with the lawyer to discuss the accident and evaluate your claim.
  2. Investigation and evidence gathering: Your lawyer collects police reports, witness statements, video footage, and medical records.
  3. Filing the claim: The lawyer files a claim with your insurance company under your UM coverage or against the at-fault driver’s insurer if they are found.
  4. Settlement negotiations: Your attorney negotiates with the insurance company to reach a fair settlement that covers all your damages.
  5. Filing a lawsuit: If negotiations fail, your lawyer may file a lawsuit to pursue your claim in court.
  6. Resolution: The vast majority of cases are resolved through a settlement, but your lawyer will be prepared for trial if necessary.

Potential Compensation in a Hit-and-Run Case

A successful claim can provide compensation for a wide range of losses stemming from the accident. Your lawyer will fight to maximize your recovery by documenting every loss. Compensation is generally categorized into economic and noneconomic damages.

In some rare cases where the driver is found and their conduct was exceptionally reckless, punitive damages may be awarded. These are intended to punish the negligent driver and deter similar behavior in the future. If the accident tragically resulted in a fatality, the family may be able to file a wrongful death claim.

Damage Type Description & Examples
Economic Damages These are tangible financial losses with a clear monetary value. Examples include current and future medical bills, physical therapy costs, lost wages, reduced earning capacity, and your property damage claim for vehicle repairs.
Noneconomic Damages These are intangible losses related to the impact on your quality of life. Examples include pain and suffering, emotional distress, scarring or disfigurement, and loss of enjoyment of life.

How Long Do Hit-and-Run Cases Take To Resolve?

The timeline for a hit-and-run case can vary significantly. A straightforward case where the UM claim is processed without dispute might be resolved in several months. However, more complex cases can take much longer.

Factors that influence the timeline include the severity of your injuries and the length of your medical treatment. The complexity of the investigation and the willingness of the insurance company to engage in fair settlement negotiations also play a major role. Cases that proceed to a lawsuit will naturally take longer to resolve than those that settle early.

Frequently Asked Questions About Hit-and-Run Accidents

Victims of hit-and-run accidents often have many questions. Here are answers to some of the most common ones.

What if the police can’t find the driver who hit me?

This is a very common situation. If the driver isn’t identified, your primary path for recovery will be through the vehicle owner, assuming you have identifying information for the vehicle, like the tag # and/or your own uninsured motorist coverage. A lawyer can help you navigate this process and ensure your insurer treats you fairly.

Do I have to go to court for a hit-and-run claim?

Most personal injury cases, including hit-and-runs, are settled out of court. A lawyer can often negotiate a fair settlement without the need for a trial. However, they’ll always be prepared to go to court if the insurance company refuses to offer a reasonable amount. We prepare our cases to go to court even if they do not.

What if the hit-and-run happened while I was a pedestrian or cyclist?

The process is very similar. If you were a pedestrian accident victim, you can still file a claim against the owner’s vehicle that hit you, if identified, or under your own auto insurance’s UM and PIP coverages, even though you weren’t in your car. If you do not own a car, you may be covered by a policy belonging to a relative you live with, the at-fault owner’s policy or through other state-provided funds/victim compensation programs.

Conclusion

A hit-and-run accident can turn your world upside down, leaving you with injuries, damages, and a feeling of injustice. You don’t have to handle the difficult aftermath on your own. A dedicated hit-and-run accident lawyer can be your strongest ally.

They provide the legal representation needed to investigate your case, manage insurance claims, and fight for the full compensation you deserve. By securing professional help, you can focus on what matters most: your health and recovery. If you have been the victim of a hit-and-run, reach out to a lawyer now to protect your rights.

Have a Personal Injury Case? Contact Attorney Michael Appel Today

When you need a personal injury law firm in Miami, FL, that actively seeks compensation for you and your affected loved ones, turn to our personal injury law firm. Call (786) 800-3491 to book an appointment with Attorney Michael Appel, PLC.

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